Effective Date: August 30, 2026
These Text Messaging Terms & Conditions apply to text messages sent by Harris Marine Financing, Inc., doing business as Harris Tag and Title (“Harris Tag and Title,” “we,” “us,” or “our”).
1. Harris Tag and Title Text Messaging Program
After opting in to receive text messages from Harris Tag and Title, you may receive administrative, transactional, and customer-service messages regarding your inquiry or transaction.
Messages may include:
- Responses to customer inquiries;
- Requests for documents or information needed to complete a transaction;
- Confirmation that documents or information have been received;
- Title or registration status updates;
- Vessel documentation matters;
- Scheduling information;
- Notifications that tags, titles, registrations, documents, or other transaction materials are ready for pickup;
- Requests to contact our office; and
- Other routine customer-service communications directly related to your inquiry or transaction.
The Harris Tag and Title text messaging program is intended for administrative, transactional, and customer-service communications.
Harris Tag and Title does not use this text messaging program to send marketing or promotional messages.
2. Consent to Receive Text Messages
You may consent to receive text messages from Harris Tag and Title by checking the optional text-message consent box on our customer intake form or through another affirmative opt-in method that we make available.
The text messaging consent checkbox is optional and is not pre-selected.
By opting in, you authorize Harris Tag and Title to send text messages to the mobile telephone number you provide for the purposes described in these Terms.
Consent to receive text messages is not a condition of obtaining services from Harris Tag and Title.
If you initiate a text message to Harris Tag and Title, we may respond to your inquiry and continue the conversation as reasonably necessary to address your inquiry or transaction.
3. Message Frequency
Message frequency may vary depending upon the nature and status of your inquiry or transaction.
Some transactions may require several messages while being processed, while others may require few or no text messages.
4. Message and Data Rates
Message and data rates may apply for any messages sent to you from us and to us from you.
Your wireless carrier’s standard messaging, data, and other charges may apply.
If you have questions about your text messaging or data plan, please contact your wireless provider.
5. How to Opt Out
You can cancel the SMS service at any time by texting:
STOP
After you send STOP, Harris Tag and Title may send you one SMS message confirming that you have been unsubscribed.
After that confirmation, you will no longer receive SMS messages from us through the text messaging program unless you subsequently opt in again.
If you wish to receive text messages again, you may sign up again using the same method by which you originally opted in or another opt-in method provided by Harris Tag and Title.
We will also honor other reasonable requests that clearly communicate that you no longer wish to receive text messages.
Opting out of text messaging does not prevent Harris Tag and Title from communicating with you by telephone, email, postal mail, or another appropriate method when necessary regarding an active transaction or customer-service matter.
6. HELP
If you are experiencing issues with the messaging program, reply:
HELP
for assistance.
You may also contact:
Harris Tag and Title
203 Romancoke Road, Suite 50
Stevensville, Maryland 21666
Phone: 410-643-3380
7. Carriers and Message Delivery
Carriers are not liable for delayed or undelivered messages.
Delivery of text messages is subject to effective transmission by your wireless carrier and other communications providers.
Harris Tag and Title does not guarantee that every text message will be delivered or received within a particular period of time.
8. Mobile Number Changes
You represent that you are authorized to use the mobile telephone number you provide to Harris Tag and Title.
If you change, transfer, or discontinue that telephone number, please notify us so that we can update our records.
9. Privacy
Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
For additional information regarding how Harris Tag and Title collects, uses, and protects personal information, please review our Privacy Policy:
https://harristagtitle.com/privacy-policy/
10. Protecting Personal Information by Text
Please do not send highly sensitive personal information by text message unless specifically instructed by Harris Tag and Title to do so through an appropriate method.
Examples include:
- Social Security numbers;
- Complete bank or payment-card numbers;
- Login credentials or passwords; or
- Other highly confidential information.
If Harris Tag and Title requires sensitive documents or information to complete your transaction, we may direct you to provide that information through another appropriate method.
11. Changes to These Terms
We may update these Text Messaging Terms & Conditions from time to time.
Revised Terms will be posted on our website with an updated Effective Date.
Where applicable law requires additional consent to a change, we will obtain that consent.
12. Contact Information
Questions regarding the Harris Tag and Title text messaging program may be directed to:
Harris Tag and Title
203 Romancoke Road, Suite 50
Stevensville, Maryland 21666
Phone: 410-643-3380