Privacy Policy

Effective Date: August 30, 2026

Harris Marine Financing, Inc., doing business as Harris Tag and Title (“Harris Tag and Title,” “we,” “us,” or “our”), respects your privacy and is committed to protecting the personal information you provide to us.

This Privacy Policy explains how we collect, use, disclose, and protect personal information when you visit our website, contact us, use our title, registration, vessel documentation, notary, or related services, or otherwise communicate or conduct business with Harris Tag and Title.

1. Information We Collect

The information we collect depends upon the services you request and may include:

  • Your name, mailing address, email address, telephone number, and other contact information;
  • Driver’s license or other government-issued identification information;
  • Vehicle or vessel information, including vehicle identification numbers (VINs), hull identification numbers (HINs), registration numbers, title information, and ownership information;
  • Insurance information;
  • Lienholder information;
  • Purchase, sale, ownership, and transfer information;
  • Information contained in applications, powers of attorney, bills of sale, title documents, registration documents, vessel documentation records, and other forms or records you provide to us;
  • Payment and transaction information;
  • Communications with Harris Tag and Title by telephone, email, text message, website form, or other means; and
  • Certain technical information associated with use of our website, such as IP address, browser or device information, and website activity.

We may collect information directly from you when you visit our office, request services, complete or sign a form, provide documents, call, email, text, or contact us through our website.

We may also receive information from dealers, buyers, sellers, lienholders, financial institutions, insurers, government agencies, service providers, or other parties involved in your transaction.

2. How We Use Your Information

We may use personal information to:

  • Respond to inquiries;
  • Provide vehicle and vessel title and registration services;
  • Provide vessel documentation and related services;
  • Prepare, process, and submit title, registration, documentation, and other transaction records;
  • Verify identity, ownership, insurance, lien, or other transaction information;
  • Request documents or information needed to complete a transaction;
  • Provide transaction-status updates;
  • Coordinate appointments, document signing, pickup, and other scheduling matters;
  • Process payments;
  • Communicate with customers regarding their transactions;
  • Maintain transaction and business records;
  • Prevent fraud, misuse, and unauthorized transactions;
  • Comply with legal, licensing, governmental, regulatory, and recordkeeping requirements;
  • Protect our rights, property, customers, employees, and business operations; and
  • Operate, maintain, secure, and improve our website and services.

3. How We Disclose Information

We may disclose personal information when reasonably necessary to provide the services you request or complete your transaction, including to:

  • The Maryland Motor Vehicle Administration;
  • The Maryland Department of Natural Resources;
  • The U.S. Coast Guard;
  • Other governmental agencies having authority over a transaction;
  • Dealers, buyers, sellers, lienholders, financial institutions, insurers, or other parties involved in a transaction when appropriate;
  • Payment processors;
  • Technology, communications, document-processing, records-management, and other service providers that perform services on our behalf;
  • Attorneys, accountants, auditors, insurers, and other professional advisers; and
  • Governmental authorities, courts, regulators, or law-enforcement agencies when disclosure is required or permitted by law.

Service providers receive personal information only as reasonably necessary to perform services on our behalf.

Harris Tag and Title does not sell personal information to third parties.

4. SMS/Text Messaging Privacy

If you provide a mobile telephone number and consent to receive text messages from Harris Tag and Title, we may use that number for administrative, transactional, and customer-service communications relating to your inquiry or transaction.

Text messages may include:

  • Responses to customer inquiries;
  • Requests for documents or information;
  • Confirmation that documents or information have been received;
  • Title or registration status updates;
  • Vessel documentation matters;
  • Scheduling information;
  • Pickup notifications;
  • Requests to contact our office; and
  • Other routine customer-service communications related to your transaction.

Message frequency may vary. Message and data rates may apply.

Consent to receive text messages is not a condition of obtaining services from Harris Tag and Title.

Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

If you wish to be removed from receiving future text communications, you can opt out by texting STOP.

For assistance, reply HELP or contact Harris Tag and Title directly.

For additional information regarding our text messaging program, please review our Text Messaging Terms & Conditions:

https://harristagtitle.com/text-messaging-terms/

5. Cookies and Website Technologies

Our website may use cookies and similar technologies to operate the website, maintain security, understand website usage, remember preferences, and improve website functionality.

Your browser may allow you to block or delete cookies. Disabling certain cookies may affect the operation or functionality of portions of the website.

Our website may contain links to websites or services operated by governmental agencies or other third parties. Those third parties have their own privacy policies and practices. Harris Tag and Title is not responsible for the privacy or security practices of third-party websites or services.

6. Information Security

We use reasonable administrative, physical, and technical safeguards designed to protect personal information against unauthorized access, use, alteration, loss, or disclosure.

No method of electronic transmission or information storage can be guaranteed to be completely secure, and we cannot guarantee absolute security.

7. Information Retention

We retain personal information for as long as reasonably necessary to provide our services, complete and document transactions, maintain business records, comply with legal, licensing, governmental, tax, contractual, and recordkeeping requirements, resolve disputes, and protect our legal rights.

Retention periods may vary depending upon the type of information and transaction involved.

8. Your Choices and Privacy Requests

You may contact Harris Tag and Title to request that we update or correct contact information maintained in our records.

Depending upon applicable law and your place of residence, you may have additional rights regarding certain personal information. We will respond to applicable requests as required by law.

You may discontinue Harris Tag and Title text messages at any time by replying STOP.

9. Children’s Privacy

Our website and services are intended for adults conducting vehicle, vessel, title, registration, documentation, or related transactions.

Our website is not directed to children under the age of 13, and we do not knowingly collect personal information online from children under 13.

10. Third-Party Websites

Our website may contain links to websites operated by government agencies, service providers, social-media platforms, or other third parties.

This Privacy Policy applies only to Harris Tag and Title. We are not responsible for the content, privacy practices, or security of third-party websites or services.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, business practices, technology, or applicable requirements.

When changes are made, we will post the revised Privacy Policy on our website and update the Effective Date shown at the top of this page.

12. Contact Us

If you have questions regarding this Privacy Policy or our privacy practices, please contact:

Harris Tag and Title
203 Romancoke Road, Suite 50
Stevensville, Maryland 21666
Phone: 410-643-3380

You may also contact us through the Contact Us page on our website.

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